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beMyCalcFinancial Calculators

Plan loans, investments, and retirement with accurate calculators. Export schedules, share results, and switch currency in one tap.

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Loans

  • EMI Calculator
  • Home Loan Calculator
  • Personal Loan Calculator
  • Car Loan Calculator
  • Mortgage Calculator
  • Prepay Loan vs Invest (SIP) Calculator

Investments

  • SIP Calculator
  • Lumpsum Calculator
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Loans

Loan Calculator

Calculate monthly loan payments, total interest, and amortization for any loan amount and term.

Related toolsMore Loans tools

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EMIHome LoanPersonal LoanCar LoanMortgagePrepay vs InvestLoanCredit CardDebt Payoff

Why beMyCalc

  • FY payment scheduleCalendar year, month-wise & Indian FY (Apr–Mar)
  • Shareable linkBookmark or share your exact loan scenario
  • Compare two loansSide-by-side Scenario A vs B
  • Download ExcelFull amortization table export

Results update instantly

Drag the sliders or tap the number boxes to change values. Results appear at the top on mobile.

Share & export

Download or share with your numbers saved in the link

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How Loan Calculator Works

Enter loan amount, annual interest rate, and tenure to calculate monthly payment, total interest, and total repayment.

Frequently Asked Questions

How is loan payment calculated?

Loan payments use the standard amortization formula based on principal, interest rate, and number of periods.

Disclaimer

  • This calculator gives you an estimate only. It is not a promise of exact results.
  • This is general information, not personal financial, tax, or legal advice.
  • You are responsible for your own decisions. Talk to a qualified professional when it matters.
  • Banks and lenders may add fees, insurance, or a different interest method. Your real EMI can differ.

Full site disclaimer

Related Calculators

EMI CalculatorCalculate your Equated Monthly Installment for any loan amount, interest rate, and tenure.
Home Loan CalculatorPlan your home purchase with accurate EMI, interest, and amortization breakdown.
Personal Loan CalculatorEstimate EMI and total cost for unsecured personal loans.
Car Loan CalculatorCalculate car loan EMI and total financing cost for your new or used vehicle.
Mortgage CalculatorComprehensive mortgage calculator with property tax and insurance estimates.
Prepay Loan vs Invest (SIP) CalculatorShould you prepay your home loan or invest the lump sum in mutual funds? Compare interest saved vs investment returns.
$1,000$5.00M
%
0.1%20%
Yrs
1 Yrs30 Yrs

Monthly Payment

$2,028

Total Interest

$21,658

Total Payment

$121,658

Payment schedule

Full amortization — switch views like a bank statement

PeriodSpanTotal EMIPrincipalInterestBalance
20267 payments$14,193$9,719$4,474$90,281
202712 payments$24,332$17,751$6,581$72,530
202812 payments$24,332$19,224$5,108$53,306
202912 payments$24,332$20,820$3,512$32,486
203012 payments$24,332$22,548$1,784$9,939
20315 payments$10,138$9,939$200$0