Worked Example: Age 30, retire at 60, ₹50K/month expenses, 6% inflation
Inputs
- Current Age30
- Retirement Age60
- Monthly Expenses₹50,000
Results
- Corpus Needed~₹4.5–5.5 Cr
- Monthly SIP NeededVaries by return assumption
Inflation dramatically increases retirement needs. Start early — a 25-year SIP needs far less monthly than a 10-year catch-up.
How Retirement Calculator Works
Enter current age, retirement age, monthly expenses, inflation rate, and expected returns to calculate required retirement corpus.
Frequently Asked Questions
How much corpus do I need for retirement?
A common rule is 25-30 times your annual expenses at retirement, adjusted for inflation.
When should I start retirement planning?
The earlier you start, the less you need to save monthly due to compound growth.
Disclaimer
- This calculator gives you an estimate only. It is not a promise of exact results.
- This is general information, not personal financial, tax, or legal advice.
- You are responsible for your own decisions. Talk to a qualified professional when it matters.
- Pension and retirement rules vary by country and employer. Plans can change over time.